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FIRST TIME HOMEBUYER

As a real estate agent, I can help guide you through each step of the buying process, offering my expertise and knowledge along the way. By working with a professional agent who knows the ins and outs of the real estate industry, you'll have the best advantage possible.

Here are some of the key areas that I can help you with:

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GET PREAPPROVED

If you don't have a lender, I can refer you to reputable lenders I have worked with and trust. You will need to provide some basic information about your income, savings, and debt, he or she can assist you in getting pre-approved. The lender will then go over your financing options, what monthly payment amount you can afford, and what you can expect for down payment requirements and closing costs.

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FIND A HOME AND MAKE OFFER

Choosing a home can be an emotional process. Often, this is also a decision that may require compromise. Determining what your needs are verses your wants and knowing what are deal breakers, can help you in your journey. There is never that "perfect" home with everything you need and want and in the perfect location.

 

As your agent I can assist you in this process by offering objective information about each property you look at. From local community information like schools and zoning to home-specific details like condition and amenities, an agent can help you find exactly what you’re looking for.

Once you’ve found the home of your dreams, I will research recent comparable sales of similar homes in the area to help determine a fair selling price. Based on those comparable sales, as well as other factors like inspections and repairs, and the current market environment, I will then help you structure an offer and negotiate to get the very best deal possible. It is also my job to manage expectations when the market is unfavorable to buyers in a multiple offer environment.

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Ron Pargett Discovery Bay Realtor